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Can you make payments without internet connectivity? RBI's offline e-rupee initiative explained

New Delhi, Sept. 24 -- Payments could work even without an internet connection in the near future, as the Reserve Bank of India (RBI) is exploring a new initiative that would enable offline e-rupee tr... Read More


Want insurance cover on your loan? IRDAI proposes new rules for lenders bundling the two; details here

New Delhi, Sept. 24 -- Taking a loan with insurance cover could soon come with clearer choices for borrowers, with the Insurance Regulatory and Development Authority of India (IRDAI) proposing new saf... Read More


Bank strike from Sept 28-30: Why are employees demanding 5-day work week and pension tweak?

New Delhi, Sept. 24 -- Banks across India could face disruption to in-branch operations from September 28 to 30, 2026, as the United Forum of Bank Unions (UFBU) has proposed a three-day nationwide str... Read More


Saving for emergency fund of Rs.10-15 lakh? Here's how FD laddering can help and whether you should consider it

New Delhi, Sept. 21 -- An emergency fund is meant to stay accessible when an unexpected expense comes up, such as medical treatment or house renovation, but keeping a large sum idle in a savings accou... Read More


Gold and silver price today, Sept 21: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

New Delhi, Sept. 21 -- The price of the yellow metal in India fell nearly 0.5% in the domestic futures market during early trading hours on Monday, September 21, as uncertainty over the US-Iran war co... Read More


EMI bounce can incur penalty, lower credit score; is there a grace period before it's reported to credit bureaus?

New Delhi, Sept. 21 -- When an EMI payment fails, for reasons such as late salary credit, an insufficient balance, or a technical glitch, borrowers may have to deal with more than just a penalty from ... Read More


Bank strike from Sept 28-30: Will it affect your loan EMI and credit card bill payments? Check details here

New Delhi, Sept. 21 -- Bank unions have called for a nationwide three-day strike from September 28 to 30, which could disrupt banking operations and customer services for up to five days, including th... Read More


Missed Rs.431 on credit card bill, charged Rs.30,000 interest; know the consequences of not making the full payment

New Delhi, Sept. 20 -- An Reddit user recently shared their experience on the social media platform, claiming that they were charged hefty finance charges after falling short on their credit card paym... Read More


NRIs can transfer money from NRO to NRE account, but what is the annual limit? Check details here

New Delhi, Sept. 20 -- If you are a non-resident Indian (NRI), transferring money between bank accounts in India can be an important part of managing finances across countries. The type of account you... Read More


EPF wage ceiling hiked from Rs.15,000 to Rs.25,000 : Will your take-home salary fall? Experts explain

New Delhi, Sept. 20 -- The Union Cabinet on Wednesday, after a 12-year gap, approved an increase in the Employees' Provident Fund (EPF) wage ceiling from Rs.15,000 to Rs.25,000 per month, effective Se... Read More